Accounts Receivable & Cash Flow Strategist

Is Slow Collections and Aging Receivables Holding Back Your Cash Flow?

I help organizations identify Accounts Receivable bottlenecks, improve collections performance, and strengthen cash flow using 30+ years of financial operations experience.

30+ Years
Healthcare
Manufacturing
Distribution
Telecom
Government

The Real Problem

The Hidden Cost of Poor Accounts Receivable Management

Most cash flow problems aren't revenue problems—they're collection problems. Here's where finance leaders typically lose ground.

01

Overdue Invoices

Receivables sitting past 60, 90, even 120 days—silently draining working capital.

02

Unpredictable Cash Flow

Revenue on paper that never quite arrives when payroll and vendors are due.

03

High Aging Balances

Ballooning AR aging buckets that no one has time to fully investigate.

04

Manual Follow-Up

Collections handled by spreadsheets, sticky notes, and inconsistent outreach.

05

Revenue Leakage

Write-offs, unbilled work, and missed disputes that quietly erode margin.

06

No Receivables Visibility

Leadership flying blind without clean DSO, aging, or collector-level reporting.

The Opportunity

What Happens When Your Receivables Process Actually Works?

Faster Collections

Lower DSO with consistent, prioritized outreach.

Improved Cash Flow

Predictable inflows that match operating needs.

Better Forecasting

Clean aging data leadership can actually trust.

Reduced Write-Offs

Catch disputes and short-pays before they age.

Stronger Payment Habits

Customers paying on terms—without friction.

More Time for Growth

Finance team focused on strategy, not firefighting.

Racquel Wilson, Accounts Receivable and Cash Flow Strategist

About Racquel

Three decades turning aging receivables into recovered cash.

Racquel Wilson is a senior Accounts Receivable and Cash Flow Strategist with an MBA in Logistics & Supply Chain Management and more than 25 years leading credit, collections, accounting, and financial operations across complex organizations.

Her work spans healthcare, manufacturing, distribution, telecommunications, and government—including engagements with NIPDEC in Trinidad & Tobago and consulting through Robert Half. Today she pairs that depth with modern, AI-powered process analysis to help finance leaders move faster, collect more, and build receivables systems that scale.

MBA — Logistics & Supply Chain
Licensed Retirement Specialist (FL)
25+ Years in Credit & Collections
AI-Powered Process Optimization

The Methodology

The AR Performance Framework™

A proven four-stage approach for turning a chaotic receivables function into a predictable cash engine.

01

Assess

Deep review of your current AR landscape—aging buckets, DSO, collector workflows, dispute volume, and policy gaps.

02

Analyze

Identify the root causes behind slow collections and revenue leakage using data, interviews, and AI-assisted process mapping.

03

Optimize

Redesign collections cadences, credit policies, escalation paths, and reporting so the right work happens at the right time.

04

Accelerate

Operationalize the new process, train the team, and put cash recovery and DSO improvement on a measurable trajectory.

Engagements

Choose the right level of support

AR Strategy Session

Problem solved
You suspect cash flow problems are tied to AR—but don't yet have a clear plan.
Who it's for
CEOs, CFOs, and Controllers seeking expert direction.
Expected outcome
A focused 60-minute working session with a prioritized action plan.
Book the Strategy Session

AR Process Audit

Problem solved
Aging buckets are growing and no one fully understands why.
Who it's for
Finance leaders ready for a deep, objective review.
Expected outcome
A written diagnostic covering policies, workflows, technology, and KPIs.
Request an Audit

Fractional AR Leadership

Problem solved
You need senior AR ownership without a full-time hire.
Who it's for
Mid-sized businesses scaling beyond their current finance team.
Expected outcome
Hands-on leadership across collections, credit, and reporting.
Discuss Fractional Support

Cash Flow Recovery Consulting

Problem solved
Significant cash is tied up in aged or disputed receivables.
Who it's for
Organizations needing measurable recovery in 60–120 days.
Expected outcome
A recovery engagement with clear targets and weekly cadence.
Start Recovery Planning

Client Results

Measurable outcomes—not just advice.

Representative results from recent AR transformation engagements across healthcare, manufacturing, and distribution clients.

40%
Reduction in 90+ day invoices
30%
Faster collections turnaround
$2.4M
Recovered in aged receivables
18 days
Average DSO improvement
"Racquel rebuilt our entire collections cadence in under 60 days. Our 90+ day bucket dropped by nearly half and our cash position has never been more predictable."
VP of Finance
Mid-Market Healthcare Network
"She combines real operational depth with a sharp, modern approach to process. We finally have visibility into our receivables—and a team that knows exactly what to work on each day."
Controller
National Distribution Company
"We engaged Racquel for a single audit and ended up extending her into a fractional AR leadership role. Best investment our finance organization has made."
Chief Financial Officer
Manufacturing Group

Case Studies

Before and after

Healthcare

Cutting 90+ day receivables nearly in half

Before

32% of AR aged past 90 days; collectors working reactively from spreadsheets.

After

18% of AR past 90 days within 90 days; prioritized work queues and weekly KPIs.

Outcome
40% reduction in 90+ day invoices
Distribution

Compressing collection turnaround by a third

Before

Average days-to-collect of 62; inconsistent dunning across regions.

After

Standardized cadence and escalation; days-to-collect reduced to 43.

Outcome
30% faster collections cycle
Manufacturing

Recovering long-aged outstanding balances

Before

Significant balances sitting 120+ days; limited dispute resolution process.

After

Structured recovery workstream and dispute SLAs cleared aged exposure.

Outcome
$2.4M recovered in 9 months

Why Work With Racquel

Senior expertise. Modern execution.

01

30+ Years Experience

Decades of frontline credit, collections, and AR leadership.

02

Cross-Industry Expertise

Healthcare, manufacturing, distribution, telecom, and government.

03

Financial Operations Leadership

Built and led teams that scale—not just point-in-time fixes.

04

AI-Enhanced Analysis

Modern process review and pattern detection across receivables data.

05

Practical Recommendations

Actionable steps your team can execute, not theoretical frameworks.

06

Executive-Level Communication

Reporting and insight your CFO and board can stand behind.

FAQ

Questions finance leaders ask

Don't see your question? Bring it to the strategy call.

Book Your Session

Your cash flow problems may not be revenue problems.

Let's identify the gaps in your Accounts Receivable process and create a practical plan for improvement. The strategy call is complimentary and built for CFOs, Controllers, and operations leaders who want clarity fast.

  • 45–60 minute private working session
  • Review of current AR challenges and KPIs
  • Prioritized action plan you can use immediately

Schedule a Strategy Call

Select a time that works for you.

Book My Complimentary AR Strategy Session

You'll receive a calendar link within 1 business day.

Book Strategy Call