Is Slow Collections and Aging Receivables Holding Back Your Cash Flow?
I help organizations identify Accounts Receivable bottlenecks, improve collections performance, and strengthen cash flow using 30+ years of financial operations experience.
The Real Problem
The Hidden Cost of Poor Accounts Receivable Management
Most cash flow problems aren't revenue problems—they're collection problems. Here's where finance leaders typically lose ground.
Overdue Invoices
Receivables sitting past 60, 90, even 120 days—silently draining working capital.
Unpredictable Cash Flow
Revenue on paper that never quite arrives when payroll and vendors are due.
High Aging Balances
Ballooning AR aging buckets that no one has time to fully investigate.
Manual Follow-Up
Collections handled by spreadsheets, sticky notes, and inconsistent outreach.
Revenue Leakage
Write-offs, unbilled work, and missed disputes that quietly erode margin.
No Receivables Visibility
Leadership flying blind without clean DSO, aging, or collector-level reporting.
The Opportunity
What Happens When Your Receivables Process Actually Works?
Faster Collections
Lower DSO with consistent, prioritized outreach.
Improved Cash Flow
Predictable inflows that match operating needs.
Better Forecasting
Clean aging data leadership can actually trust.
Reduced Write-Offs
Catch disputes and short-pays before they age.
Stronger Payment Habits
Customers paying on terms—without friction.
More Time for Growth
Finance team focused on strategy, not firefighting.

About Racquel
Three decades turning aging receivables into recovered cash.
Racquel Wilson is a senior Accounts Receivable and Cash Flow Strategist with an MBA in Logistics & Supply Chain Management and more than 25 years leading credit, collections, accounting, and financial operations across complex organizations.
Her work spans healthcare, manufacturing, distribution, telecommunications, and government—including engagements with NIPDEC in Trinidad & Tobago and consulting through Robert Half. Today she pairs that depth with modern, AI-powered process analysis to help finance leaders move faster, collect more, and build receivables systems that scale.
The Methodology
The AR Performance Framework™
A proven four-stage approach for turning a chaotic receivables function into a predictable cash engine.
Assess
Deep review of your current AR landscape—aging buckets, DSO, collector workflows, dispute volume, and policy gaps.
Analyze
Identify the root causes behind slow collections and revenue leakage using data, interviews, and AI-assisted process mapping.
Optimize
Redesign collections cadences, credit policies, escalation paths, and reporting so the right work happens at the right time.
Accelerate
Operationalize the new process, train the team, and put cash recovery and DSO improvement on a measurable trajectory.
Engagements
Choose the right level of support
AR Process Audit
Fractional AR Leadership
Cash Flow Recovery Consulting
Client Results
Measurable outcomes—not just advice.
Representative results from recent AR transformation engagements across healthcare, manufacturing, and distribution clients.
"Racquel rebuilt our entire collections cadence in under 60 days. Our 90+ day bucket dropped by nearly half and our cash position has never been more predictable."
"She combines real operational depth with a sharp, modern approach to process. We finally have visibility into our receivables—and a team that knows exactly what to work on each day."
"We engaged Racquel for a single audit and ended up extending her into a fractional AR leadership role. Best investment our finance organization has made."
Case Studies
Before and after
Cutting 90+ day receivables nearly in half
32% of AR aged past 90 days; collectors working reactively from spreadsheets.
18% of AR past 90 days within 90 days; prioritized work queues and weekly KPIs.
Compressing collection turnaround by a third
Average days-to-collect of 62; inconsistent dunning across regions.
Standardized cadence and escalation; days-to-collect reduced to 43.
Recovering long-aged outstanding balances
Significant balances sitting 120+ days; limited dispute resolution process.
Structured recovery workstream and dispute SLAs cleared aged exposure.
Why Work With Racquel
Senior expertise. Modern execution.
30+ Years Experience
Decades of frontline credit, collections, and AR leadership.
Cross-Industry Expertise
Healthcare, manufacturing, distribution, telecom, and government.
Financial Operations Leadership
Built and led teams that scale—not just point-in-time fixes.
AI-Enhanced Analysis
Modern process review and pattern detection across receivables data.
Practical Recommendations
Actionable steps your team can execute, not theoretical frameworks.
Executive-Level Communication
Reporting and insight your CFO and board can stand behind.
FAQ
Questions finance leaders ask
Don't see your question? Bring it to the strategy call.
Book Your Session
Your cash flow problems may not be revenue problems.
Let's identify the gaps in your Accounts Receivable process and create a practical plan for improvement. The strategy call is complimentary and built for CFOs, Controllers, and operations leaders who want clarity fast.
- 45–60 minute private working session
- Review of current AR challenges and KPIs
- Prioritized action plan you can use immediately
Schedule a Strategy Call
Select a time that works for you.
